Find the insurance gaps you may not discover until it’s too late.
ClauseGuard reviews your auto, home, or health policy and turns it into a clear report: what you have, possible gaps and costly overlaps, what may expose you to higher out-of-pocket costs, and the exact questions to ask your agent.
No policy handy? Take the 60-second auto check →
One report for the three policies every household has
ClauseGuard recognizes the document type automatically.
Auto
Liability limits, uninsured motorist, PIP, deductibles, rental and roadside, gap coverage, and possible overlaps.
Review my auto policyHome, renters & condo
Dwelling and rebuild cost, liability, roof settlement, hurricane and wind deductibles, water backup, flood gaps, and optional add-ons.
Review my home policyHealth
Deductible, out-of-pocket maximum, coinsurance, copays, network rules, prior authorization, prescriptions, and denial or appeal deadlines.
Review my health policyKnow what a ClauseGuard report looks like before uploading anything.
A useful insurance report should show the finding, why it matters, the wording behind it, and the question to take to a licensed professional.
Roof settlement: Actual Cash Value
Why it matters: Depreciation can materially reduce a roof claim payment on an older roof.
Policy proof: The real report shows the exact wording and page reference.
Question to ask: “Is replacement-cost roof coverage available, and what would the premium difference be?”
What's in your report
Everything below, for each policy you unlock.
Coverage score
A 0–100 score with a breakdown, so you see at a glance where you stand.
Gaps and risks, ranked
Critical → Important → Consider, each with why it matters.
Proof from your policy
The exact sentence and page number behind every finding.
Side-by-side table
Your coverage next to typical recommended ranges.
Cost review
What each part costs you, possible overlaps (for example roadside help you already have), and where people often save.
Questions for your agent
Ready to copy, so the call takes five minutes.
Email summary
A short summary sent to your inbox.
Renewal reminder
An email heads-up before your policy ends.
Download or print the full report.
How it works
Scan
Upload a PDF or a photo of your policy. It is read on your phone or computer.
Preview
We confirm what we recognized: policy type, insurer, and end date.
Unlock
Pay once per policy. No subscription.
Act
Read your report, send the summary to yourself, and set a renewal reminder.
Simple pricing, per policy
Pay only for the policies you want reviewed. No subscription, no account.
Single policy
one policy — auto, home, or health
- Full report with coverage score
- Gaps and risks with policy quotes
- Cost review and savings questions
- Email summary
- Renewal reminder
- PDF download
Family pack
up to 3 policies — save $14.98
- Full report with coverage score
- Gaps and risks with policy quotes
- Cost review and savings questions
- Email summary
- Renewal reminder
- PDF download
If we cannot read your policy, you get a full refund. See the Refund Policy.
Privacy is the product
Insurance documents hold some of the most sensitive information a family has. We built ClauseGuard so your document stays with you.
Your file stays with you
Your file stays on your device. Only the text read from it is analyzed on our server, in memory, and never stored.
Report kept only in your tab
The report lives in the browser tab and is erased when you close it or press “Delete this report now”.
Minimal summaries
Email summaries never include names, policy numbers, quotes, or medical details. We do not keep a copy after sending.
Reminders deleted after use
For a reminder we store only your email address, the date, and the policy type — deleted once the reminder is sent or you cancel.
No data sales
We never sell personal data. Our home and scan-start pages use Meta ad measurement to learn which ads work — it never sees your document or your report, and you can turn it off under Your Privacy Choices.
Payments by Stripe
Card details go directly to Stripe. We never see your card number.
Use ClauseGuard on your phone
Add ClauseGuard to your home screen and photograph paper policies. App Store and Google Play listings will appear here once approved.
iPhone (Safari)
- Open clauseguardinsurance.com in Safari.
- Tap Share, then Add to Home Screen.
Android (Chrome)
- Open the site in Chrome.
- Tap the menu, then Install app or Add to Home screen.
Questions people ask
Do you store my policy?
No. Your file stays on your device. Only the text read from it is sent securely to our server for analysis, and it is not stored. The report stays in that browser tab until you close it or delete it. If you ask for an email, only a short summary without names, numbers, or medical details is sent, and we do not keep it.
What do I see before paying?
We confirm the document type, insurer, and policy end date we recognized, and show exactly what the report contains. The findings unlock after payment.
Which policies work?
Auto, homeowners, renters, condo, and health plans (summary of benefits, plan documents, EOBs, and denial letters) from the U.S. and Canada. A declarations page or benefits summary works best.
Will you tell me to cancel coverage?
No. We show what each part costs and where people often save, and we give you the questions to ask. Decisions about buying or dropping coverage belong with you and a licensed agent or your plan.
How do reminders work?
Choose how many days before your policy ends you want an email. We store only your email address, the date, and the policy type, and delete them after the reminder goes out. Every reminder includes a cancel link.
What if the scan fails or I'm not satisfied?
If we cannot read your policy, you get a full refund. See the Refund Policy for details.
Is it available in Spanish?
Yes — the site, the reports, and the emails are available in Spanish.
About ClauseGuard
ClauseGuard is an independent, founder-led service based in the United States. We help households understand the insurance they already pay for. We are not an insurer, agency, or broker, and we do not earn commissions or referral fees.
Support
Questions and refunds in English or Spanish:
[email protected]
Please do not email insurance or medical documents.