English
Insurance Disclaimer
This disclaimer defines the compliance boundary for ClauseGuard Insurance. It is meant to protect users and the company by separating educational document help from regulated insurance activity.
Not an insurance producer
ClauseGuard is not an insurance carrier, agency, broker, producer, managing general agent, claim adjuster, attorney, medical provider, or financial advisor.
ClauseGuard does not sell, solicit, negotiate, bind, cancel, replace, procure, underwrite, adjust, or administer insurance coverage.
No carrier recommendation without licensed review
ClauseGuard may help users compare document features, organize questions, understand common terms, and prepare a checklist for a licensed professional.
ClauseGuard should not recommend a specific insurer, policy, coverage amount, cancellation, replacement, or purchase decision unless the workflow is reviewed and handled by properly licensed professionals where required by law.
Appeal letters are user-controlled drafts
Appeal packets and denial-response letters are drafts based on user-provided documents and plain-language review. Users must verify facts, deadlines, addresses, attachments, claim numbers, and policy language.
ClauseGuard does not guarantee that any insurer, health plan, employer, broker, agent, or third party will accept, respond to, or approve an appeal.
Licensed handoff
If a user needs policy selection, carrier recommendation, coverage purchase, claim strategy, cancellation, replacement, premium collection, or regulated advice, ClauseGuard should route the user to a properly licensed professional.
Licensing rules vary by state, province, product line, and service activity. ClauseGuard should maintain a compliance review process before expanding live services across the United States and Canada.